We love to say, yes. It’s our favorite word next to simple. Buying a home is a big decision. We’ve been doing this for a while so trust us when we say that you’re going to change your mind a time or two during the process. And that’s no problem at Loan Simple. You’ll be locking in all the loan products you see when viewing “Today’s rates”. This means you can change your rate, your rate type (fixed vs. adjustable), or your loan term (15, 20, 30 yr.) all the way up until you close. In other words, yes.