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The simple way to home financing.

We make it Simple.

We believe owning a home is the best way for people to achieve financial freedom and enjoy their lives more. And because we are extremely in favor of people enjoying their lives more, we try to make the whole process as simple as possible.

Just a Few of Our Highlights.

5-Star reviews

We Save You Time & Money.

Complete our simple process in just a few clicks.

Bringing Your Dreams to Reality for 25 Years.

No Lender
Fee Refinance

If rates drop after you close, we make refinancing simple and inexpensive to drop to a lower rate. 

Zero Down
Payment

Zero down, endless possibilities. Discover freedom with down payment assistance and zero down payment programs. We’re the pros.

1st Time
Homebuyer

Our 1st time homebuyers program educates, guides, and walks you through your first home buying journey step by step. Concierge loan service!

H.O.S.T
Your Home Advocate

Loan Simple’s dedicated Home Ownership Success Team (HOST) will monitor your account and provide exclusive offers and services to maximize the value of your home and help build equity.

Trusted by Our Homeowners. Verified by Experience.com.
★★★★★
“Working with Abigail “Abbie” Rodriguez at Loan Simple was a great experience. She always clearly explained each step of the process and kept me stress-free throughout pre-approval to closing. Abbie took the time to address any questions or issues that arose and provided exceptional customer service. What stood out most was her professional approach to everything and everyone involved. She definitely went above and beyond with our financial situation, loan options, and rates. If you want someone that communicates, is dedicated to and cares about your homeownership, and will be an advocate for you, contact Abbie. She’s a part of our family now and we highly recommend her for all your homeownership needs!!!”
Sonya Mason-Carswell
Statesville, NC | 11/9/2026
★★★★★
“We had the pleasure of buying our first home together through USDA with loan simple and Abigail. Fantastic is the only word I can say to describe the process. She constantly gave us updates and made sure we were completely clear with any questions we had throughout the entire process. I highly recommend Abigail and the entire loan simple team. We started in September and closed In October. Thank you again for the amazing job and help along the way!”
Thomas And Tiarra Wi
Lafollette, TN | 11/8/2026
★★★★★
“I honestly cannot thank Abigail Rodriguez enough for everything she has done for me throughout the process of buying my very first home. Buying a home is such a big milestone in life, and as a first-time homebuyer, there were so many questions, uncertainties, and moments when I needed reassurance. Having Abigail by my side made all the difference in the world.From the very beginning to the very end, Abigail was there for me every step of the way. She was always so pleasant to talk to, incredibly patient, and always willing to answer every question I had. No matter how many questions I asked, she never made me feel like I was bothering her or asking too much. She took the time to explain things, reassure me when I needed it, and make sure I understood what was happening throughout the process.What I appreciate most about Abigail is that she genuinely made me feel like she had my back. I never felt like I was going through this journey alone. She was supportive, caring, responsive, and always willing to help. You can tell when someone truly cares about what they do, and Abigail showed that through her kindness, patience, and dedication every step of the way.Buying my first home is something I will always remember, and I feel so fortunate to have had her helping me through such an important chapter of my life. She didn't just help me with a loan; she helped make what could have been a stressful and overwhelming experience feel so much more comfortable and manageable.Abigail, from the bottom of my heart, THANK YOU! ❤️ Thank you for your patience, your kindness, your support, and for always having my back. I am truly grateful to have had you as my loan officer, and I will never forget the way you helped me through this journey. You are amazing at what you do, and Loan Simple is lucky to have someone like you on their team!If you are buying your first home or looking for a loan officer who will truly care about you, listen to you, answer your questions, and stand by your side throughout the entire process, I wholeheartedly recommend Abigail Rodriguez at Loan Simple. You will be in great hands!Thank you for helping make my dream of becoming a homeowner a reality, Abigail. You will always have my gratitude! 🏡❤️”
Elaine8Uy
Centreville, VA | 10/18/2026
★★★★★
“Chris Lyons at Loan Simple made the mortgage process much easier to navigate. He was helpful, patient, and clear in explaining each step, and his guidance helped me feel more confident while obtaining my mortgage. I really appreciated his support and would recommend him to anyone looking for a knowledgeable loan officer.”
Patrickmccluskey8
Fort Meade, FL | 10/12/2026
★★★★★
“Excellent experience from start to finish! The mortgage process was smooth and stress-free during Justin's involvement. Communication was great, everything was explained clearly, and any questions I had were answered promptly. Professional, considerate, and very friendly. I would highly recommend Justin!”
Brad Romer
Sheldon, IA | 10/10/2026
★★★★★
“I truly cannot say enough good things about my experience with Loan Simple and the incredible team that helped me purchase my first home.From the very beginning, I felt like I was working with people who genuinely cared about me and not just another loan application.Luke was the first person to reach out after I applied, and he immediately took the time to get to know me, understand my timeline, explain what to expect, and walk me through the next steps. Buying a home can feel overwhelming, especially as a single mom doing it on my own, but that first conversation immediately put me at ease. One thing Luke said has stuck with me throughout this entire process. He talked about how much he loved the company he worked for, how he had started there after having a baby, and how important working hard for his family was to him. As a parent myself, that really resonated with me. Before I had even gotten very far into the process, I felt like I was dealing with real people who understood how much something like this means to a family.Luke then introduced me to Tyler, my loan officer, who was just as wonderful to work with. Tyler made everything feel simple and straightforward. He was down-to-earth, incredibly responsive, worked quickly, answered my questions, and kept everything moving. He got my application through pre-approval so I was able to put an offer in on my dream home — and thankfully, that offer was accepted!Once I moved into the next stage of the loan process, Tyler introduced me to Angel, my senior loan processor. Angel was absolutely on top of everything. She worked incredibly hard to make sure we received clearance for our scheduled closing date — just 30 days after my offer was accepted, and with an FHA loan at that. There was never a point where I felt like something was being overlooked or that I had to chase anyone down for answers.Everything went flawlessly. Since closing, I have had multiple people comment on how impressed they were by how smoothly and quickly the entire process went. That is a direct reflection of how dedicated, organized, responsive, and hardworking the Loan Simple team was from beginning to end.Buying my first home was a huge milestone for me and my daughter, and I will always be grateful that Luke, Tyler, and Angel were the people who helped me get there. They made what could have been an incredibly stressful experience feel exciting, manageable, and genuinely personal.I would recommend Loan Simple — and especially Luke, Tyler, and Angel — without hesitation. If I could give them more than five stars, I absolutely would.”
Taylor Attridge
Gray Court, SC | 10/3/2026
★★★★★
“I enjoyed working with Jarrod. He provided great rates and always answered the phone! Unfortunately another opportunity presented itself that better fit my situation at the time, but I would definitely check back in with Jarrod if anything changed.”
Sam G.
Fairhope, AL | 9/28/2026
★★★★★
“As a first-time homeowner using an FHA loan, I quickly learned how important it is to have a knowledgeable and dependable loan officer who will guide you through the process and help you understand the dos and don’ts.Abigail was excellent throughout my entire home-buying journey. She provided me with all the information I needed, was always available to answer my questions, and patiently explained things I didn’t understand. She made what could have been a stressful process feel smooth and enjoyable.I truly appreciate her professionalism, patience, and dedication. I highly recommend Abigail, especially to first-time homebuyers looking for someone who will genuinely guide and support them from beginning to end. Thank you Abby🙏”
Sam O.
Macon, GA | 9/28/2026
★★★★★
“Kevin Fisher was the absolute best. He answered every question day and night week day and weekend and always reassured us of our concerns. We will use him everytime we move.”
Amanda M C.
Lawrenceville, GA | 9/25/2026
★★★★★
“There was a little miscommunication towards the end of the underwriting experience, but everything was cleared up. Tony and Kevin were amazing and we just want to say thank you my kid and I love our new house. We couldn't have done it without you. Would definitely recommend y'all to anybody.”
Christy D T.
Cleburne, TX | 9/14/2026

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