Refi is short for refinancing your mortgage and it’s actually pretty awesome. Plus, Our proprietary No Sweat™ Process makes the whole thing totally simple. When you buy your house your loan will have an interest rate. Down the road, interest rates could drop below what you bought your house for. Refinancing your mortgage allows you to take advantage of that lower rate which can help you free up money in your budget by lowering your monthly payments or provide you a one-time cash payment by tapping into your home’s equity. It’s like a little like giving yourself a raise. Which you totally deserve.